For your home lending needs,
choose Long Island’s #1 credit union!
Everyone can bank at Bethpage.*
ADJUSTABLE AND FIXED RATE
HOME MORTGAGE LOANS***
• Great rates
• Flexible terms
• FREE rate lock
• FREE pre-approvals
• For purchase or refinance
Visit lovebethpage.com or call
855-446-0380 for today’s rates.
HOME EQUITY LINE OF CREDIT
Fixed for one year. Prime for life, thereafter. Currently:
*APR = Annual Percentage Rate. For one year, Prime for life, thereafter. Home Equity rates and terms accurate as of 11/10/2017 and are subject to change without notice. All offers of credit are subject to credit approval; applicants
may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to
$500,000. Above estimated savings in closing costs are based on a $500,000 loan and actual savings may vary. Closing costs paid by Bethpage must be repaid by the borrower(s) if line is closed within first 36 months. The introductory
rate is 2.99% APR for 12 months for loans with a maximum 75% Loan-to-Value (LTV), and members who take an initial draw of $25,000, maintain this balance for 12 months, and have automatic transfers from any Bethpage account
for the monthly payment on the account. The introductory rate only applies to loans that have not had an introductory rate within the past five years. The floor APR is 3.25%. HELOC is a variable rate product with a rate not to exceed
maximum legal limit for Federal Credit Unions (currently 18%). If the borrower does not qualify for the introductory rate, an advance of $25,000 is required, maintain this balance for 12 months, and have automatic transfers from any
Bethpage account for the monthly payment in order to avoid a rate adjustment to the non-introductory rate. Published rates and terms based on primary homes. Consult your tax advisor regarding deductibility of mortgage interest.
Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply. **Prime rate as of 11/10/2017 = 4.25% as published in the Wall Street Journal. The floor APR is 3.25%. HELOC is a variable
rate product with a rate not to exceed maximum legal limit for Federal Credit Unions (currently 18%). Loan amounts over $500,000 may be available on a case-by-case basis to qualified applicants and are not
eligible for the discounted introductory rate at any time and the borrower(s) will be responsible for all mortgage tax and title insurance costs on the loan value portion over $500,000. Home Equities not offered
in TX. $5.00 minimum share account required. Membership conditions apply. ***Primary residence and second homes only. Rates and terms subject to change without notice. Other rates and terms available. All
offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Principal and interest payments only. Taxes, insurance and other costs will result in a higher monthly
payment. For loans greater than 80% loan-to-value, private mortgage insurance is required. Maximum loan-to-value ratio 95%, cash out refi 80%. 5% minimum down payment required on purchase transactions.
Now Hiring: Mortgage Loan Officers!
We’re expanding our
Mortgage Originations team.
Bethpage is ranked one of
New York’s Best Places to Work!
BESTOFLONGISLAND.COM • VOTERS GUIDE • BETHPAGE BEST OF LONG ISLAND 2018 5
Call or email today:
Lisa Milano HR Recruiter
516-349-4253 | lmilano@bethpagefcu.com
Amanda Shatel HR Recruiter
516-349-6878 | ashatel@bethpagefcu.com
• No closing costs – save up to $7,500
• No application fee
• Lines up to $500,000
• Low initial draw
• Convenient online applications
and closings from anywhere
BENEFITS YOU’LL ENJOY:
• Great rates everyday
• Base salary and progressive commission structure
• Marketing and sales support