North Shore Towers Courier n November 2016 39 Lifetime Income for Retirement. And an even greater outcome for Israel, science and education. Learn why Ruth chose her plan. See a video profi le: afhu.org/cga3 Sample AFHU Hebrew University Gift Annuity Single-Life Rates Age Rate 67 6.2% 70 6.5% 75 7.1% 80 8.0% 85 9.5% 90 11.3% Rates are calculated based on a single life. Cash contributions produce annuity payments that are substantially tax-free. CALL OR EMAIL NOW. The returns are generous. The cause is priceless. For information on AFHU Hebrew University Gift Annuities, please call AFHU Northeast Region Executive Director, Suzanne Ponsot at (212) 607-8511 or email: [email protected] One Battery Park Plaza, 25th Floor New York, NY 10004 • 800-567-AFHU (2348) afhu.org/CGA3 The Hebrew University of Jerusalem Research engine for the world. Engine of growth for a nation. JJUUSSTT CCAALLLL JJEENN!! Available for: • Transportation Needs • Errands • Light Cooking • Light Cleaning • Organization • Companionship Please call for rates: 516-225-6231 Taking care of what you need, yes indeed!! Your great- grandchildren will be glad we met. Establishing a legacy comes with challenges. The complexities of ever changing tax laws and their potential financial impact makes it crucial that you consult with knowledgeable, experienced professionals to help you protect your estate. As Financial Advisors, we have the resources to assist you with your estate planning needs. Call us to learn more. The Lev Group at Morgan Stanley Judy Lev Senior Vice President Financial Advisor Corey D. Lev First Vice President Financial Planning Specialist Financial Advisor 855 Franklin Avenue Garden City, NY 11530 516-227-2930 www.morganstanleyfa.com/ thelevgroup [email protected] Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. © 2016 Morgan Stanley Smith Barney LLC. Member SIPC. CRC1492912 8583340 MAR006 05/16
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