SEPTEMBER 2 - SEPTEMBER 8, 2016 • BROOKLYN MEDIA GROUP 35 LOCKWOOD F U N E R A L H O M E SEPTEMBER 2 - SEPTEMBER 8, 2016 • BROOKLYN MEDIA GROUP 00 coping with death Let us honor and cele brate the lif e of your loved one We can provide you with many options including: ����Direct Burial ����Cremations ����Pre-planning ����Graveside Services ����Memorial Services One Of The Largest Family Owned & Operated Jewish Funeral Homes Gutterman Funeral Homes are one of the largest family owned funeral homes in America. Since 1892 the Gutterman family has instilled dedicated service with a personal touch to the Jewish community which has now spanned over 120 years. Still today, commitment to excellence and knowledgeable funeral directors is what separates our chapels from all the rest. Most recently we have taken the steps to become more of a resource and asset to families NOT only at the most emotional time of need, but rather years ahead of time. We have found some of the most sought after requested referral sources to direct you to in order to help start or compliment your estate planning, begin your Medicaid application or to find professional home care aides to protect the aging in place or find you assisted living, nursing home or Hospice placement services. By Pre-Arranging funeral services with us, you will help secure your wishes on permanent record by locking in on today’s “out of pocket expenses” controlling your spending and option of payment plans. Initial consultation is at no obligation and can be discussed at one of our chapels or in the comfort of your own home. Call now to inquire how we can help direct you in order to save you time and monies with all of your unique estate planning needs. Call our Main Office to schedule your personal, confidential appointment. Christopher M.Tombline Executive Manager of Gutterman Funeral Homes 516.764.9400 Gutterman’s Funeral Homes want to be called rst when YOU CHOOSE to -- years in advance, rather than when you need to. For Appointment Call Our Main Offi ce • 516-764-9400 www.guttermansinc.com for more information or email us At: [email protected] Chapels in: WOODBURY, L.I.: 516-921-5757 8000 Jericho Turnpike QUEENS: 718-896-5252 98-60 Queens Blvd, & 66th Ave. ROCKVILLE CENTRE, L.I.: 516-764-9400 175 N. Long Beach Rd. BROOKLYN: 718-284-1500 2576 Flatbush Ave. at Ave. U GUTTERMAN/ WARHEIT IN BOCA RATON FLORIDA ENTRUST US WITH YOUR MEMORIAL @ HTTP://WWW.MONUMENTSBYGUTTERMANSINC.COM ALSO SERVING FLORIDA Personal & Professional Service Lockwood Funeral Home, 255 21st St., Br ooklyn, NY 11215 ������������������������������������������������������������������������������������������������������ s Everyone needs and should have a will. A will is a legal declaration of how a person wishes his or her possessions to be disposed of after death. Wills make sure that the antique jewelry which belonged to a beloved grandmother will be passed on to a daughter or that college will be possible for a grandson or that one’s favorite charity will receive funds to continue its good work. If you die without a will, your possessions and property will be distributed only among your family members; perhaps not exactly the way you want. New York State law will make these determinations – not you. No charities or friends would benefit. Many other legal complications may arise after a person dies “intestate” or without a will. Some of them can be costly and lead to an unnecessary tax burden on your estate or family. Many people believe that a will is only necessary when there is a significant amount of money, valuables and property to be distributed after death to loved ones, children, families, friends and charities. Nothing could be further from the truth. Even a person with a limited amount of money or property should have a will. How does one go about making a will? The first thing to do is to list all your assets and then decide whom you want to share these assets. You will also need to think about a “personal representative” or “executor” who will carry out the provisions of your will. Most experts caution against drafting your own will without using professional legal advice. Even though the “will” forms available on the internet or at an office supply store look impressive, they may omit an essential requirement. It is all right to use these forms for a draft of your will, but it is best to call an attorney and make an appointment to discuss the final draft of your will. Many attorneys are willing to quote prices over the telephone so be sure to discuss fees in advance. Many offer a free or low-cost first consultation. A copy of your will along with any funeral arrangements you have made should be kept in a safe place where family or a close friend can have access to the information when needed. A safe deposit box is sealed immediately after the death notice is published, so it is not recommended for storing instructions for funeral arrangements, wills or insurance documents. If you do not have a personal attorney, call the New York State Bar Association’s Lawyer Referral Service at 1-800-342-3661. You can request a comprehensive report on Wills and Living Trusts by writing: AARP, 601 E Street, NW, Washington, DC 20049. Reprinted with the permission of the New York State Funeral Directors Association. Why wills matter
HRR09012016
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